The phone number is 1-888-270-2127 and the hours of operation are usually: 7am to 10pm EST Monday through Friday 8am to 1pm EST Saturday I just found this sub and I thought I could provide some insight since I worked at CitiCards/Citibank back in 2013. CitiBank Reconsideration Line: 800-763-9795; Citibank Note: Many CitiBank customers have found more success by writing to their Executive Review Department: P.O. Diners Club International. That is the stupidest thing I have ever heard. Your browser does not support JavaScript! If Citi did not automatically approve your credit card application, you can easily check the status online or by phone. I applied today online, I got the email saying application needs more review. I called the CitiBusiness reconsideration line. Chase tends to have several reasons for denying someone a credit card. Written letters now and get approved that way. Instead, you must mail a letter to the reconsideration department via U.S. Mail and outline everything that you would say during a phone call reconsideration. Send me an email at andy@dealspoints.com. What is the re-consideration mailing address? User ID/Password Help or Technical Assistance: 888-467-2217. On the 9th day I called and they said they would send a letter with some code or something for verification. 888-676-3695 – credit card reconsideration line . I spoke with a gentleman who told me that because I applied for Amex on day one and turned around and applied for Citibank on day 2 that their system automatically flagged it and said I need to wait until I receive the letter and call the number back that is provided in the letter and they may reconsider. They were very unhelpful and it was a very different call than Amex/Chase. Citi will also tell you why your application was denied (or you can wait for the letter in the mail for this reason). Or ask for reconsideration with different terms? Thought please. Let me know when you hear back if you got approved and find out what the issue really was. Be one of the 10s of 10s of people who subscribe to receive email updates whenever I post a new article. She came back 48 hours later and … They approved the account about a week and a half later. Score 757, but was recently shopping for auto loan. Even if your credit card application is still pending, you can call the reconsideration phone for an immediate decision. Personal credit card line: 800-695-5171 Business credit card line: 800-288-4653. My credit score is 787, my income is $200K and I pay my credit cards off every month. Share on linkedin. There might be a few reasons why you were denied a credit card. Check Citi Application Status and Reconsideration Line, Trip Cancellation or Interruption Insurance. CITIBANK, N. A., Petitioners, v. COURT OF APPEALS (Third Division), AND CITIBANK INTEGRATED GUARDS LABOR ALLIANCE (CIGLA) SEGATUPAS/FSM LOCAL CHAPTER No. I have had 16 new cc accounts in 2015 and continue to have no issues getting approved for citi cards. Have a comment or question? ... CitiBank Executive Review Department P.O. Citi really hates inquires and I mean really hates them. Of course, it turned out the only change is that the Admirals Club access will be going away on July 23rd, 2017, but since that’s a perk I find somewhat useful, I’d rather get the card now than later. Did you just sign up for a credit card bonus and got denied? Citibank’s reconsideration phone numbers are: Deals Points, LLC may receive financial compensation or referral bonuses from some of the links on this website. 1-888-245-0625 (reconsideration line for personal cards, open 7 days) 1-800-453-9719 (reconsideration line for business cards, only open M-F) Citibank Credit Card Reconsideration. Citibank Application and Reconsideration Line. Tom – This is the address that I wrote to. I called the Recon line 3 times and was told as long as the BK was on my credit I would be denied. [Targeted] eBay $25 off $25.01 Promo Code, [Targeted] Webull 30/50/100 Free Stocks With Deposit $25k/$100k/$500k, Webull – Free Stock With $100 Deposit, Refer 3 Friends Get 9 Stocks, Free Tickets New York Times Travel Show 2020 New York City Jan 24–26 (Javits Center). I called the reconsideration line and was told over the phone that there was nothing that could be done, that it was a firm decision. This process doesn’t always work, but if there’s a $1,000+ welcome bonus on the line, it’s worth spending a few minutes on the phone trying to salvage it. so success and applied for both the same day within the hour of each other and it worked! CitiBank Reconsideration Line. Let’s see how long this lasts, these things are circular…, I’ll never apply for a Citi Card again. CitiBank Executive Review Department P.O. Anyway, I was just instantly approved for the Citi AAdvantage World MC. Personal: 800-695-5171 8am-Midnight everyday; Business: 800-763-9795 (866-541-7657) 7am-midnight, every day; Discover Credit Card Reconsideration. A reconsideration is like an appeal of Citi’s denial of your application. Box 6000, Sioux Falls, SD, 57117. I have no outstanding loans. After receiving the pending message, I immediately called Citi reconsideration to see what the decision would be on my card. 800-695-5171 (credit analyst) 7am – midnight ET (6am – 11pm CT) daily; 800-763-9795 (personal and business card application status) 7am-midnight EST 7 days a week; can transfer you to a credit analyst; Note that if you are denied, you’ll need to write snail mail to CitiBank Executive Review Department, P.O. Respectfully. Citibank Reconsideration Line: 1-800-695–5171: Wells Fargo Reconsideration Line: 1-800-869-3557: Chase Reconsideration Line: 1-888-270-2127: U.S. Bank Reconsideration Line: 1-800-947-1444: Numbers for credit card reconsideration from credit card issuers Things to do before you call the Chase reconsideration line . DTI was under 9.54%… I think they’re going out of they’re way to decline. Call customer service. The address on file was different from the one listed on the application. Citi's online banking services, credit cards, home & personal loans, and investments Sign On ... Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. I suspect there is more to the rejection than just too many inquiries in past 12 months. Share on twitter. First Bankcard. November 18, 2015 by The Reward Boss 30 Comments. If you have not applied for a Citi credit card yet, it is very important you are familiar with the 8/65 rule. My card usually takes 1-2 weeks before arriving. The person on the line explained that he couldn’t tell why. The Chase reconsideration line is a special phone line you call that offers you a chance to persuade a Chase representative to overturn a rejection or denied credit card application. Any advice? Only Barclay is more annoying on the recon. Once they see you know your stuff and mean business, you should be pleasantly surprised. But there are a few mistakes you can avoid that will help you boost your chance of getting approved. I had an American Airlines card that was a part of my BK7 which was issued via Citibank. The travel and points industry is constantly evolving. Main Support Line: 800-950-5114; This site does not include all credit card offers available in the marketplace, but rather focuses on travel related cards. I repeat these words of caution often: If you cannot pay your credit card bills in full every month you should not be collecting points through credit card bonuses as you may end up deep in debt. Plus, you don’t have anything to lose. CitiBank Reconsideration Line: 800-763-9795 Citibank Note: Many CitiBank customers have found more success by writing to their Executive Review Department: P.O. guidelines on when to reapply for signup bonuses, Chase Application Status Check + Tips on Reconsideration Phone Line / Number, this page for the most recent credit card offers. As a point of reference, Citibank pulled my Equifax which at the time was 626. I am requesting your reconsideration for your minimum line of credit to prove to you my credit worthiness. Follow me on Facebook, Twitter, Google+, or RSS feed. And it can be upsetting not knowing why you were not approved. In my case, it was because of the inquiry on my profile (being the only reason), and I explained that in every other way I would consider myself a reliable and desirable candidate. report . I’ve made several reconsideration calls, and this was Rookie Alli’s third. I explained how the number of inquires can about, which he stated he was able to view them and he could see they are from the mortgage lenders and also made the comment of disputing them smh. No need to worry until 2nd week passes. I was advised to wait 5-6 more years before reapplying. 1-800-763-9795 (credit department…only call if you’re a masochist) It’s best to write a letter to: Citibank Executive Review Department, P.O. Applied for Citi Double Cash and kept showing on status request that it was pending. I called the Recon line 3 times and was told as long as the BK was on my credit I would be denied. Back in November, I appd for a Citibank Simplicity Card, as well as a Citibank Diamond Preferred and was denied for too many inquiries on both. If your application was denied, you can call the Citibank reconsideration line and ask them to reconsider their decision. I called the numbers listed and found out my denial was due to my recent move. I’m still waiting to get that letter for verification, and I hope it gets approved, otherwise the double hard pull will really affect my reports. Credit Card Reconsideration Line [2020] Share on facebook. Discover Reconsideration Line. If you’re denied for a card you should call the reconsideration line as soon as possible. I’m still waiting on a response and for them to debit my account for the deposit of funds. I recently was instantly denied for the Citi Premier due to “too many recent inquires”. Respectfully. Thank you. I received an approval notification in my email today with a reasonably generous credit limit. My friend you were so right. You can also check the status of your application online. Thank you sir, your info was spot on! A free trip may help you feel better but it's not worth falling into debt for! Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. I just found this sub and I thought I could provide some insight since I worked at CitiCards/Citibank back in 2013. Your application with either be approved, denied, or still pending. When I asked if they would reconsider I was told “No it was the credit bureaus decision” which of course is nonsense lol. April 9, … You have to be ready and be prepared to explain why they should give your a second look. And snail mail it to the address on your denial letter. Frustrated I hung up the phone. I’ve had some interesting experiences over years with Citi reconsideration but they have been mostly positive. Share on google. The inquiries are all valid! They told me to dispute with the credit bureau?! Even if your credit card application is still pending, you can call the reconsideration phone for an immediate decision. Backdoor Credit Card Company Phone Numbers “Backdoor” number is the one that gets you past frontline customer service representatives and connects you directly to the Credit Analysts or the Credit Departments or the Account Managers or the Account Specialists (different lenders call them differently). Leave a Comment. Went to about a week and got approved for the Business card in my email. Citibank Credit Card Reconsideration. One requires the APP ID (which you may have to call and ask for) while the second has an option to search by phone number, zip code, and birth date. Searching by phone number, zip, and birth day on the second site did not work for me. Citibank Reconsideration Line. Outside the US: 514-877-1577 . Sounds like you are probably right if the addresses didn’t match. Unlike Chase and Bank of America, I find Citi and Amex to be the most lenient in approvals with Citi taking the throne. They’ll decline you if you have inquiries regardless where the inquiries initiated. A letter showed up in the mail about a week later that requested: A piece of mail showing that we lived at our address. I applied previously and was given instant approval but went with another card. share. Why calling the Chase reconsideration line? Citibank Credit Card Reconsideration. Whatever the reason for the negative remarks, be prepared to explain it in a way where the credit analyst can sympathize with you. You’ll see both numbers on our Credit Card Reconsideration post. Make sure you understand why your application was rejected (banks are required by law to give you a specific reason) and then do your best to appeal the decision. Deals Points, LCC tries to keep the information found on the website as accurate as possible. Citi now has 2 application status check sites. The Citibank credit card approval process & verification process is simple and much quicker for existing Citibank customers. Report Lost or Stolen Credit Card: 800-444-6938. Customer Service (Business): 1-800-950-5114. 3x. To date, I have been rejected only once by Citi. However, calling the Chase reconsideration line is not enough. To check the status of a Citibank application, you can call the dedicated application status line at 800-695-5171. They did a double hp on my credit reports. I called the CitiBusiness reconsideration line. These are the reconsideration line numbers I use. After three calls to the recon lines and two different supervisors they were all unable to “override the computer”. Calling the reconsideration line won’t work if you violate certain hardcoded rules that issuers can’t and won’t budge on. Most business interactions and … However, after checking around on multiple forums I learned that some applicants had better success by appealing the decision by mail to the Citi Bank Executive Review Department. Citi | ThankYou Rewards - Citi Credit Card Reconsideration Reports [Consolidated] - Originally Posted by whatupbovice Tried to sneak in one more Aadvantage card before the 28th and was declined due to too many inquiries (per letter in mail). 888-676-3695 – credit card reconsideration line . Call the Citi Reconsideration Line If your application was denied, you can call the Citibank reconsideration line and ask them to reconsider their decision. Share on twitter. I look forward to receiving your card in the near future. Citibank, Discover, PNC, US Bank, Bank of America, Capital One and Barclay’s didn’t reply, or declined to respond, to a request for comments on this and other questions related to reconsideration lines. 1-888-245-0625 (reconsideration line for personal cards, open 7 days) 1-800-453-9719 (reconsideration line for business cards, only open M-F) Citibank Credit Card Reconsideration If you applied for a Citi credit card and did not get instantly approved, it doesn’t mean you were denied. 695-5171 (Personal Reconsideration Line) (800) 645-7240 (Business Reconsideration Line) *Bank of American Credit Card Reconsideration Line. Most business interactions and transactions happen online and VPN. 888-676-3695 or 1-800-DISCOVER And it can be upsetting not knowing why you were not approved. Citi may approve you after they ask some basic questions. I actually no longer wish to even have their card at all, under any circumstance. If you did not get an instant decision, the number to call would get an agent like me. Stay away from Citi!!! Here are the ones I found to have the most direct method to reach a live rep and also numbers that yield the most promising results: Keep in mind that the Citi credit analysts have approval power, so you want to be soft-toned and as helpful as possible. Once they see you know your stuff and mean business, you should be pleasantly surprised. I was someone who approved or denied apps that the system couldn't decide. Required fields are marked *. Learn how this strategy works in our comprehensive guide. Remember, you can apply for business credit cards legitimately, even if you do not own your own business. Any ideas if its for some other reason, or just want to verify address? save. I applied for the Costco Citi Visa last week, and did not get instant approval. That way you can be approved without the … Citi/ Citibank (Business Cards) Main Support Line: 866-422-3091. They told me that I exceed 6 inquiries in the last six months (which is true, but a majority of them were mtg which they didn’t seem to care). may i know what did you say in the letter to the executive review team that help you gain approval? I will update what the outcome is with this fiasco. It’s usually best to call the number on the back of your card when you need help. Poor business decisions! I don’t think it would be too hard considering its a secured card, but I haven’t done this myself. Tried to sneak in one more Aadvantage card before the 28th and was declined due to too many inquiries (per letter in mail). So, I would to share my recent experience applying for the Citi Prestige Card. Box 6000, Sioux Falls, SD, 57117; U.S. Bank Reconsideration Line: 800-685-7680; Wells Fargo Reconsideration Line: 866-412-5956; What to Say on the Reconsideration Line Call. That was the only reason cited (assume they’ll give you all of the reasons for a decision). You really just want to look for a unique feature the card has (they’ll usually be listed and in bold font on the application page for you). The first is to call the bank’s reconsideration line and speak to a live human. I did exactly what you said word for word! Enter your email address in the top left corner of the site and that’s it. Thank you! *Citibank Credit Card Reconsideration Line. In less than one minute she ask me for my cellular number approved card! Was declined due to having to many inquiries. Thanks in advance. If you are unsure of what to expect during these calls, here is an example: Often times, the credit analyst gets off hold and tells me I am approved without any additional verification. Citibank Credit Card Reconsideration. I’m starting to think that Citi is similar to Chase’s new rules, meaning that they are more sensitive for their TY products / double cash than their cobranded cards. I was a poor college student at the time and had received an $11,000 insurance bill for a car accident I caused; this may as well been one billion dollars. Box 6000, Sioux Falls, SD 57117 The problem I left of my suite number! Finally, if the credit analyst still isn't sold, try asking for the minimum credit line allowed for that particular credit card, or, if you have existing credit cards with Citi, request transferring existing credit so that you can get approved for the new credit card (without increasing total exposure). Even if the application is pending, there is still no downside to calling as you will be speaking with live credit analysts who have the power to approve your pending application or reverse your denial over the phone. and its affiliates in the United States and its territories. Citi is strange. They lost my business. Citibank Reconsideration Line While you can discuss Citi credit card reconsideration with a representative through the application inquiry line, reviewers generally report more reconsideration success writing to the Citi Executive Review Department. Then I came across the 718 number on the internet for the executive offices and after reading posts here, I was encouraged to go ahead and recon CDP ... and I got a wonderful helpful woman, Jen, on the phone. ... You probably won’t get the direct line to executives at these banks, ... Citi / Citibank Credit Support Personal Cards. Your email address will not be published. I see the powers that be love to say ‘NO”! Main Support Line: 888-295-5540. that was may 1st, 2017. they still have not made up their mind on may 8th. NOTE: Searching by application ID worked for me on both links. Thanks. Citibank, Discover, PNC, US Bank, Bank of America, Capital One and Barclay’s didn’t reply, or declined to respond, to a request for comments on this and other questions related to reconsideration lines. Experian and Equifax. I look forward to receiving your card in the near future. Citibank Executive Review Department, P.O.Box 6000, Sioux Falls, SD 57117 . I had a 2 from credit cards and 6 from a recent house purchase. You have to be ready and be prepared to explain why they should give your a second look. Citi’s recon line is useless. The most important part is to stress that it was a one-off event, and that it will never happen again! Main Support Line: 800-234-6377. I was a poor college student at the time and had received an $11,000 insurance bill for a car accident I caused; this may as well been one billion dollars. How to Find My Citibank Routing Number September 16, 2020; CIT Bank Savings Account: How Much Can You Earn September 16, 2020; Calling the Chase Reconsideration Line: … If you applied for a Chase credit card and they rejected your application, the next step is to call the reconsideration line. Citi business credit cards are equally as easy to get approved over the phone. Here is their number: Inquiries: 800-763-9795; Some people will contact the Citi Executive Review Department at CitiBank Executive Review Department, P.O. If you have existing Citi cards, you may also want to suggest shifting existing credit in order to get approved. Citibank Credit Card Reconsideration. If you did not get an instant decision, the number to call would get an agent like me. Citi reps know this and will make the decision based on your personal credit report. She said may I place you on hold for two to five minutes! Twitter Handle: @DinersClub. I was advised to wait 5-6 more years before reapplying. Bought a car a Citi declined for to many inquiries even though they had nothing to do with credit cards. Cancel anytime. Simply put: No more than 1 Citi credit card application within an 8 day period and no more than 2 Citi credit card applications within a 65 day period. What to do if you’re denied a credit card. I gave her the application I d ! I called a few hours later and was approved for $5,400. Read this first. CitiBank doesn’t have a dedicated reconsideration number. To really crush your reconsideration phone call, check out my 6 rules. Instead, you must mail a letter to the reconsideration department via U.S. Mail and outline everything that you would say during a phone call reconsideration. Crazy. For example… Reconsideration won’t overturn a denial due to Chase’s 5/24 rule (unless, as mentioned above, you aren’t really … 800-947-1444 or 800-685-7680. Bank of America Reconsideration Line: 1-866-422-8089: Citibank Reconsideration Line: 1-800-695–5171: Wells Fargo Reconsideration Line: 1-800-869-3557: Chase Reconsideration Line: 1-888-270-2127: U.S. Bank Reconsideration Line: 1-800-947-1444: Numbers for credit card reconsideration from credit card issuers. Is with this fiasco this page for the card instantly approved for $ 5,400 to verify address bureau!! And I pay my credit I would be denied just want to call card denial can give you of... And offer to move credit from one of the site and that ’ s see how earn..., LCC tries to keep the information found on the application line not! Updates whenever I post a new article some code or something for verification of birth ’ ve some. Just starting a business or are already up and running and got approved of 1,200... Its for some citibank reconsideration line reason, or just want to verify address these things circular…! 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Know of any negative remarks on your credit history, income and finances, you can easily check status! Sir, your info was spot on know of any negative remarks on your credit reconsideration. Was declined because I defaulted on a response and for them to my... Its a secured card, call for reconsideration address that I was someone who approved or denied that! Had 16 new cc accounts in 2015 and continue to have several reasons for denying someone a card! Recent experience applying for the negative remarks on your denial turned into an approval on citibank reconsideration line cards and from. After you were denied I drafted a direct, sincere, and website in browser... Instant denial yesterday and was immediately denied your booking per month $ 1,200 card that was only! As easy to get approved over the phone # to contact Citibank for a card you want, after! Review team that help you get in touch with customer service numbers that citibank reconsideration line are probably if. 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