For your best bet we’d recommend calling the first number. I would like to avoid being charged the $95 annual fee. For a total of six. The information for the Capital One Savor Cash Rewards card has been collected independently by Million Mile Secrets. Notable perks include up to $1 million in travel accident insurance and $1,500 per trip in trip cancellation insurance. Both of these cards do not come with foreign transaction fees. Plus, there's rental car insurance, roadside assistance, purchase protection and more. Annual Income: $390,000. That’s everything except dining and entertainment purchases and purchases made at grocery stores. The Capital One® Savor® Cash Rewards Credit Card offers a larger initial bonus – $300 after spending $3,000 in the first 3 months – and a higher earning rate on dining and entertainment purchases (4% cash back). Discover more. Terms Apply. lol Reconsideration was a total waste of my time, New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. This card charges a $95 annual fee. Savor is a World Elite Mastercard, to be specific. APR for Balance Transfers 15.99% - 24.99%. While your credit score carries a lot of weight, Capital One will consider your entire credit history when it reviews your application. (Photo by Taya Ovod/Shutterstock) Capital One Savor approval tips. The other Savor card Capital One offers, the Capital One Savor Cash Rewards Credit Card , has an annual fee but features slightly improved rewards and benefits. The Savor is best for those who spend more, while the SavorOne works best with a smaller budget. All Capital One credit cards have $0 foreign transaction fees. There is no cap on the amount of bonus cash back you can earn spending in the Savor's bonus categories and there is no limit to the amount of cash back you can earn with the card. There are no guides for this card. The Capital One SavorOne Cash Rewards Credit Card's initial bonus is $200, after spending $500 in the first 3 months, and it gives 3% cash back on dining and entertainment. No Savor card for you. Waiting on Capital One Savor App. The amount you earn will depend on the type of purchase – restaurants at 3%, grocery stores at 2%, and everything else at 1%. ©2020 Capital One. To help you make the right decision for your wallet, we’ll compare Capital One Savor to three of the most popular alternatives. Get our new Weekly Update with exclusive content curated by Brian Kelly, the original Points Guy. Capital One est une marque déposée de Capital One Financial Corporation, utilisée sous licence. Welcome Bonus Eligibility. Capital One is a WalletHub partner. This content is not provided or commissioned by any issuer. Capital One is known for having credit cards with some of the best travel benefits, so it makes sense they'd ensure traveling with your credit card is as easy as possible. That means you'll be able to use the Savor card abroad without having to pay a surcharge on everything you buy. Capital One Savor Rewards Apply now Add To Compare Award System. Coronavirus - supporting you is our priority. Both cards require at least good credit for approval. Global, private investment firm focused on public and private equities. Contact us to interview one of our experts. Capital One advises applicants to contact them at 1-800-903-9177 to check their credit card application status. As you may already know, Savor gives you 4% cash back at restaurants (not just 5 star sit down restaurants but 4% cash back, too, from places like Chipotle’s, Panera Bread, Starbucks, KFC, etc.). Our content is intended for informational purposes only, and we encourage everyone to respect our content guidelines. I got the Savor two years ago before the upgrade and the Quicksilver not long after that. When you call the company, they will likely ask for your Social Security number. And just recently, Capital One added airline transfer partners for these cards: Capital One Spark Miles for Business – Up to 200,000 bonus miles: 50,000 bonus miles when you spend … It's usually best to wait for at least 6 months before you request a credit limit increase. 2. However, it is very rare for Capital One to reverse a credit decision unlike many other credit card companies. There are lots of attractive options right now. Balance transfer limitations. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. Breaking Points. What is the Capital One Savor foreign transaction fee? This guide is an absolute must-read before you do anything with your Capital One miles, as we’ll focus on demonstrating the value you can get from transferring Capital One miles to airline partners. This is relatively low compared to the minimum credit line you get with the Capital One® Savor® Cash Rewards Credit Card of $5,000. Capital One Savor Denied "matched" to this card by experian.com where my FICO 8 was reported as 813. Credit Utilization: 4%. In fact, cardholders who spend the national average in those categories can earn significant cash back. Capital One® Savor® Cash Rewards Credit Card: 8% cash back on tickets through Vivid Seats (offer ends January 2022) 4% cash back on streaming service purchases (offer ends April 30, 2021) 4% cash back on dining and entertainment; 2% cash back at grocery stores; 1% cash back on other purchases; $95: Capital One SavorOne Cash Rewards Credit Card Your APR mostly depends on your creditworthiness. Consumers who can meet the minimum spending requirement in the first three months to earn the new-cardholder bonus will get even more value. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). That means you need good credit or better to get Capital One Savor, in most cases. That means it offers the Mastercard network's highest level of benefits. The information for the Capital One Savor Cash Rewards card has been collected independently by Million Mile Secrets. Eno is at work 24/7, looking out for charges that might surprise you and helping you fix them. The Capital One Spark Cash Select for Business card offers 1.5% cash back for all spend. $400 CL with $200 deposit, opened 01/2016. Unfortunately we still do not know if it’s a … Labels: Retail cards; Rewards cards; Message 1 of 16 1 Kudo Reply. Is Capital One Savor a Visa or Mastercard? So, plan to pay your bill in full every month. Your APR mostly depends on your creditworthiness. I'd wait for the letter. If you want a better idea of whether you'll qualify for the Savor card, consider pre-approval. Read about topics that matter to you. Meet Eno ®, your Capital One Assistant. And that’s important for a few reasons: The average cash rewards card offers 1.07% back on all purchases; several credit cards for people with good credit offer 1.5% cash back on all purchases; and others give higher returns in popular purchase categories besides dining, entertainment and grocery stores. Reconsideration is a pain. Places known primarily as dining establishments qualify for the Savor Card’s 4% rewards rate. Now that Capital One partners with Uber Eats, you can really cash in on your take-out orders. Capital One doesn’t have a dedicated phone line for Capital One credit card reconsideration requests, but you may have luck contacting one of the other customer service lines. 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