5 rock-solid reasons for you to contact your insurance agent today – don’t wait any longer! Empower yourself and transform your money relationship! You wouldn’t proclaim to be able to foretell the future any more accurately than tomorrow’s weather, yet the best of us delay “that talk” with our insurance agent because it “just isn’t necessary” yet. 1. The site features company reviews, guides, articles, and many blog posts to help you better understand travel insurance and pick the right plan for your trip (assuming you actually need travel insurance). Without a doubt, having life insurance coverage will bring you and your family peace of mind. Life Insurance can help your dependents cover any financial responsibilities that are left after your death. “After all, gyms usually have a promotion for their membership after major holidays. Enter your email address to subscribe to this blog and receive notifications of new posts by email. As we grow older, get married, build families and start businesses , we come to realize more and more that life insurance is a fundamental part of having a sound financial plan. Let’s look at 5 more reasons why #HEALTH FORALL matters: 1. Typically up until the age of 40, the cost of coverage goes up by a bit every year. Of course, the prices do vary based on age, gender and health factors. It could be today, tomorrow or 50 years from now, but it will happen eventually. In the words of Seth Godin “The world revolves around me. The simple answer is, risk taking is a part of every business, but it is important that a company knows how to deal with the impact of the negative risks. We can’t know when we’ll pass away. 3. An estimated 80 percent of consumers have the wrong idea about what life insurance costs. 9 Ways You Can Lose Weight without Seriously Trying, How to Impress Your Loved Ones with These Birthday Gift Ideas. Other than learning and comparison, there is also a dedicated Insurance forum that facilitates discussion. Life turns on a dime. Whether providing necessary short-term cash or keeping operations going until things settle, life insurance can be invaluable in maintaining the business you’ve worked so … Any outstanding... 3. Today, we’ll be looking at just some of the reasons why you should consider utilising an insurance broker. We spill the milk. 7 reasons you may need life insurance, even if you think you don't. As we grow older, get married, build families and start businesses, we come to realize more and more that life insurance is a fundamental part of having a sound financial plan. It also helps pay your legal fees, if you're taken to court over the accident. In business, why do we manage risk? So it is with life insurance. 5 Reasons Why You Don’t Need Health Insurance. Manage Risks. However, there are many reasons why your children need a life insurance policy. Its similar for a business. It can protect a business from financial loss, liabilities or instability in the case of the death of a business owner/partner. 4). It gives you the peace of mind to pursue the things that matter. Naysayers frown upon the idea because life insurance's initial purpose was to cover the loss of income from a working adult. Life insurance can support the life of a family, should a member be lost. One can never predict when insurance will be needed. There are smart ways to save money, but skipping out on health insurance … Accidents? At the heart of it, if you're like most people, you buy life insurance for six very good reasons. I’ll skip my next dentist visit since I brush my teeth religiously. No one likes to face up to ageing or mortality, but as we advance into adulthood it’s time to face up to reality and accept the responsibility of taking care of those around you – even in death. While it’s easy to put off buying life insurance, the longer you wait, the more you’ll spend. About this website. Like, going to the gym. Most people realize the importance of having at least some life insurance. That’s because insurance is all about providing a financial safety net that helps you to take care of yourself and those you love when you need it the most. You have entered an incorrect email address! As we move through life, find a partner, raise a family, and maybe start a business, the importance of insurance in a long term plan increases. Knowing that people will procrastinate till the bitter end to do the things that matter most to them, we have put together a list of 5 reasons why you need to get insurance – … Insurance provides for an effective risk management in life. It can cover the cost of final expenses and help pay off debts, as well as day-to-day expenses, like food, clothing, and housing. Past the big 4-0, the increases are more noticeable, and by 50 they become even more pronounced. Millennials, for example, believe life insurance policies are more than three times more expensive than they actually are. But more than anything, life insurance can help provide protection for the uncertainties in life. How about serious illnesses? Here are a few other reasons why having life insurance is important. Below you’ll find our top 5 reasons to have disability insurance. Depending on your type of policy, life insurance is fairly cheap, which means there’s no excuse not to get coverage now. It’s the Law. Even if you don’t have any other assets to pass to your heirs, you can create an inheritance by buying a life insurance policy and naming them as beneficiaries. Which leads us to our next reason for getting insurance now…. In this Pet Health Insurance 101 series we help you better understand what we do at Pets Best, why we do it, and why you need it. But here are five very good reasons why you need life insurance. And it makes absolute sense because there is no reason why a person would be healthier at age 40 or 60 than they were at age 30. Knowing that people will procrastinate until the bitter end to do the things that matter most to them, we have put together a list of 5 reasons why you need to get insurance … It’s easy to wake up each morning to think that today would be no different from yesterday. © Copyright 2018 | The New Savvy - All Rights Reserved. It’s one thing you can be sure of and you’ll no longer have to question whether they’ll be taken care of when you’re gone. If you cause an accident, the auto liability coverage required on your car insurance policy helps pay for the other party's medical bills and property damage. Sounds pretty great, right? 10 reasons you need to buy life insurance 1. In the event of a lawsuit or liability claim, without insurance,... 3. Top 10 Reasons Why Your Business Needs Insurance 1. ... We do not give investment advice or encourage you to adopt a certain investment strategy. Sticking to a monthly budget. Me, me, me. At the same time, the reasons are simple and obvious. At LTC Tree we specialize in helping our clients navigate through the maze of different Long Term Care Insurance options. DEALING WITH DEBT: You don't want your family to deal with financial liabilities during a crisis. Maybe buying life insurance been on your to-do list for a while but you haven’t gotten around to it yet. When you need your Medical Exam for life Insurance have your agent call the best in the business APPSNW … 503-906-1866. Is collecting Krisfler points still worth it? The carpark at Expo is full. Premature Death? As we grow older, get married, build families and start businesses, we come to realize more and more that life insurance is a fundamental part of having a sound financial plan. We live in a litigious society. Nah, I feel great, I just don’t need it now.”. Now imagine passing on without adequate cover. Health Insurance is an important step toward achieving optimal health for our communities. The most important thing to do is act quickly. listeners: [], With your own car, you are likely to cut down on costs and time spent on public transport. Can you imagine your ageing parents or family having to pay off your car, loans or mortgage because there wasn’t enough money in your estate to cover these costs? We will be happy to compare several companies for you. Here's what you need to know to protect yourself from having an insurance company cancel your policy. Show them some love by liking their Facebook page here. So there you have it. We burn the toast. But here are five very good reasons why you need life insurance. Because universal health coverage is attainable. Moral of the story – buy insurance while you are still young! That’s one of the reasons why many insurance companies offer a break on insurance if a policyholder regularly parks his or her car off the street and in a covered garage, where the instances of theft and vandalism are much less prevalent. Apps NW (Exams):503-906-1866 and NPI (Drug Screens/Fingerprints/DNA Testing): 503-906-1830, 8285 SW Nimbus Ave Suite 171, Beaverton, OR 97008, 5 Important Reasons why you need Life Insurance, How to Handle Pre-Employment Drug Testing Where Marijuana is Legal, Why Life Insurance Is More Important Than Ever when your in debt, Important Information For Agents Ordering Exams, NPI ~ Drug Screens/Fingerprints/DNA Testing, Fingerprints & DNA Testing ~ SCHEDULED ONLINE, You don’t want your spouse, parents, children or other loved ones to be left with any extra financial burden. Check out these 10 reasons why you can’t afford to wait any longer. For this reason, additional coverage is absolutely essential while your kids are still at home. Debt can be a tremendous burden, on top of the already emotional toll your absence creates in their lives. I overspent two months in a row, but its ok – my bonus is coming up. LOOKING AFTER YOUR LOVED ONES EVEN AFTER YOU'RE GONE: This is the most important aspect of life insurance that one... 2. Disability insurance provides you with cash flow if your disability keeps you from earning a living. Relying on the buyer’s or seller’s insurance may be a viable option, but you must be satisfied that the insurance has in fact been purchased and that the insuring terms, valuation, and limits provided by each insurer on each shipment are adequate to … And it lets you sleep peacefully at night – and there is no better feeling than that! Therefore when we continue to write the check month after month, we feel as if we are pouring money right down the drain. Insurance is a safety net for when risks go wrong. Even though you've never had to make a claim on your insurance, there is a good reason … This is a great way to set your kids up for a solid financial future and provide for any monetary needs that will arise. We are experts in rationalising our non-actions, and it’s amazing how well our mind works to demote the “must-dos” into “perhaps someday”. However, those asking the question, "who needs life insurance" may fail to consider some of the more important advantages of life insurance. ); If your loved ones depend on your financial support for their livelihood, then life insurance is a must, because it replaces your income when you die. … For example, if you have an injured employee that sues you, your workers’ compensation insurance can help pay the legal fees. Appsnw … 503-906-1866 revolves around me other reasons why having life insurance can pay... Financial liabilities during a crisis “ the world revolves around me people, you buy insurance... 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