I was nervous to the point where my voice was cracking–I don’t know why. Give it a few days for things to get uploaded into the system and then call to follow up. That’s what I did, Reward Boss! So I applied, got a page asking if I’d be willing to move credit lines over from other cards (I assume because my income is not extremely high) so I checked off yes, still got a pending approval page. The call actually worked! Very nice but asked a lot of questions, and was curious why I applied for both cards the same day. @ David – when did you post comments? I did as scripted verbatim at first. Thank you for the information here, else I would have surely ended up with a denial letter. I got the pending review notice, waited about 30 minutes and called. After speaking to Leo, the nicest representative I’ve ever encountered, and verifying my information; I was transferred to his supervisor who asked me some more questions to verify my information, after being on hold for a few minutes he came back and informed me that I WAS APPROVED FOR $3,500! I’ve followed the script and been super nice but still no dice. Or should I call again and hope for a more accommodating representative? Make the call! Make sure you send it with the best quality possible. Chase Auto is here to help you get the right car. She put me on hold for 2 minutes and came back and said since I had received a pre approval letter that they were certain guidelines that she could look at. I did not have a good feeling. save. When is a bankruptcy deleted from my credit report? Applied on-line and received the needs further review notification. I would fax the documents and the “quality was not good enough” so instead I mailed it. I decided that I would just go … Chase Ink Business Cards - July 2015- Present - Page 34 - FlyerTalk Forums, What to Expect in a Chase Business Recon Phone Call - UponArriving, http://www.doctorofcredit.com/rules-for-reallocating-your-credit-limit-with-each-credit-card-issuer/. They have pretty much recovered since but just giving you an example. So their scanning system is sh/t. I was floored, shocked, speechless, and extremely grateful. I got a thank you for your application and will let you know by US mail and can take up to 30 days. Do I NEED to call them or just wait? If the Chase Sapphire Reserve is one of them, apply in branch and you will most likely get approved! i feel likr they gave it and took it away n i was discriminated against bc of my age and my lack of computer skills. If you don’t, hang in there… Chase is known to automatically increase credit limits with time without hard pulls. I of course said, “yes” and she asked me a few questions about my annual income, personal identity, some derogatory accounts from years ago, a charge off, student loans, and a collection account I am currently paying off. Called the number listed in the article on Monday, followed the script, they said they were sending me a letter requesting additional documents that I would have to wait 5 days for, I was travelling towards the end of the week and hoping to expedite the process. So I head home and google on how to check Chase Credit Card approval. We want to help, so please call back tomorrow.” It’s 7:28 EST right this second. Applied at 11am got the 7-10 days message, started searching the web coz I was denied by Citi for the Costco card and I came across this post The Rep probably just woke up and was very curt. She came back on the line and said I was approved for $1000 which is good enough for me. One of the auto loans that is paid off in 2012 shows that the very last payment was late 30 days. Upon completing on-line application process, I immediately received an email stating that I had been approved, and would receive the credit card and documents in 3-5 business days. Each time I call 800-453-9719 to speak to a Chase business credit analyst, I feel like I am on the hot seat! Both wife and I applied for CSR today, both got the pending message online that said answer w/in 7-10 days. LAST WEEK. They initially transferred me to their credit analysis department, who then put me on a short hold. Thank You, I applied for the Chase Southwest Rapid Rewards Card, and was told that my decision was pending. The agent told me that my app was on hold for verification. In-branch may be your only hope for approval… That seems to have best odds of approval w breaking the 5/24 rule. But not now. I call the no. The extra hundreds are sort of interesting. If you have an existing credit card with Chase already, there is a good chance they will simply ask you to confirm one or both of the following: Often times, Chase wants to keep an application pending for security / fraud measures and not because there is something fishy on your credit report. Welp, called into the business reconsideration line to find out that I was declined. Seems they can only check the status of your application and nothing more. I checked the automated line on 9/30 and noticed the message changed to 7-10 days. This number is some kinda wonderful. I have excellent payment record, TU CC 740, no late payments, no collections, etc., just 2 cards at max. Call 888-338-2586; it will ask you to enter your SSN and will give you your status. Chose to be connected to a customer rep, who agreed to expedite the card to me in 1-3 business days via UPS. It’s best to call within 30 days of denial, or you may have to submit a brand new application. The email address I used and less than 5 minutes later I was approved for 5k. Faxing things to them is not fun. I tried the number Any suggestions of what to do now? Really? I just wanted check in and thank you all for sharing your experience with Chase. I was approved less than 2 weeks later. Then you apply and BK is showing on credit report so they declined application even after 3 years so don’t apply until it comes off your report either in 7 or 10years. Easier to get off on a good start compared to making mistakes.....can take several years to recover from some of those. Came across your website and followed instructions. The agent very nice asked me if I wanted to get reconsidered for my application of course I said yes. Thanks for the tips! I said I’m calling about a pending credit card application, was asked for a reference number, I didn’t have one, was then asked to provide my SSN. I am not ready for all the questions they might ask. My personal credit is good, but I want to keep my business expenses and profile seperate and away from the personal. 888-609-7805 they get the job done! Maybe you called after they closed? You can also call the reconsideration line while your application is pending to help speed up the approval process. Had applied for Amazon Visa rewards card around Black Friday to get Amazon gift card and got the further review screen and then received letter of denial at this time for no stated reasons. No claims ever against me. I’ve been trying since 5. May as well get full use of the 0% BT and 0% APR. Chase appears to be not likely to supply an acceptance to an applicant who has a high credit line with Chase. Cuz i heard if approved, would received email instead of mail notification. I picked up the phone and called the reconsideration line in order to check what was going on. I have 1885938302. The agent then proceed to connect me to a credit analyst (he was very sneaky about it, Which i wasn’t ready for). 8 comments. I mean, why are they sending me all the pre-qualified letters if I wasn’t a good candidate. I am getting approved from Delta (AMEX), Capital One, Bank of America, Discover… And my credit scores varies between 720 and 750 as my credit history is less then 2 years since I moved recently to USA. After two weeks of sending the documents, I called chase fraud department (they were the ones who requested the information) to check whether they received the document that I faxed. Calling the reconsideration line has worked for me before, but there are a few reasons why you might NOT want to call the reconsideration line. Even if you are paying already, payment history isn't as a big factor if it is in good standing. Thanks. I have Cap1 15k Citibank 7k and Bofa 5k Barclay 4k & Discover 1k credit lines and paid my car off in full before the term of the loan. Called Reconsideration Line at 18882702127 at 7am and the Chase rep asked me to verify my income because in my chase account I listed my income at $116k and when I applied I listed it as $120k. high limit and got the cards 1 day. I went through the script somewhat and made sure to call the rep by his first name. After you apply for a Chase credit card, you may not get instantly approved. how? I called the automated line and pending time was extended to 30 days. I spoke to two wonderful people and one sent a valdiation code to my cell. I applied for a Chase Freedom Card. But sad that it took me having to write a pretty brutal email to get it fixed. Worked like a charm!!!!!!!!!!! It’s my sapphire!!! Several hours later, I received an email, similar to the one above, noting I was approved! Chapter 7 stays on the report longer because there was no repayment of the debt. Guess what? But the letters still kept coming. share. I applied for Chase I n k biz card today and the email I received says they will let me know. Should I call the reconsider line our should I just wait. Thanks much. It's great your on here asking questions. I called the number you gave and was told to call that same verification line. Thank you. Got the pending approval. On applying in the bank, the banker told me due to privacy, they could not tell me the results right away. Only issue was she approved me for the wrong card. They're open Monday to Friday from 1PM to 10PM. I just got off the phone with the chase reconsideration line for CSP. Never had to answer so many questions. I recommend you start there because it’s a decent spread of rewards and a good way to build up credit. I haven’t been able to find it anywhere directly associated with Chase and when I called I entered my Soc and it automatically disconnected so now I am worried it was a serious scam. We received a pre-approval for the Chase Slate. I came across this website, and called the number provided. Reconsideration (Personal): 888-270-2127; Reconsideration (Business): 800-453-9719; To check the status of your Chase credit card application, you can call the general customer service number or dedicated application status line. Agent badgered me with a whole lot of questions that i never had been asked in previous years. based on my credit which is very good we got a fairly. May have to shift some credit, can personal credit be shifted to business when opening an account? She did give me hope by letting me know that I still had a chance because I wasn’t instantly denied. Awesome Post! I received the “we need more time” email when I applied this morning. Applied for both CSP and Freedom on the same day. The card now shows up on my account. Chase will combine a … With that score I would be wary of applying for higher tier credit cards. I was very polite and had a nice agent. My call with a recon rep today was exactly like yours! Thanks to these jive turkeys, I missed out on the Black Friday sale prices, and just gave up, pretty much forgetting about these tight-lipped stooges holding my “on ice” for 90 days. I applied for the SW Plus Chase card over the phone and the SW Premier Chase card on the internet 2 weeks ago. It was but the rep still expedited me a new one and my wife’s authorized user one as well too get the extra 5k miles. I called the number above to try to expedite the process and no luck, the rep transferred me to someone in India who basically said my application wouldn’t be processed without this info. I called them, and they insisted that I (via regular, unsecured) email them a photographic image of my SS Card, State ID, and recent Utility Bill – which I did that very day, despite the fact that their mandatory procedures subjected me to danger (should anybody intercept that one lone JPG image-file). I applied for a Chase Disney Visa and got the “pending” message and then a denial in the mail. A few more questions were asked regarding income, address, employment, etc. I called the 888-270-2127 and to find out that I was denied because of my bankruptcy. Follow me on Facebook, Twitter, Google+, or RSS feed. Called the status phone number for 2 days. Finally after 1.5 hours she said she would put my app through and she said both apps would be approved and I would get the cards in 7-10 days. My recommendation: If you applied for a Chase personal credit card, call 888-270-2127 and speak to a credit analyst. Horrible experience, but glad it finally got resolved. So I applied online for the Freedom card w/Unlimited Cash Rewards two days ago. What are your projected revenues for the next 6 months? Thanks for some really useful information. Hopefully that won’t happen to you but if you’ve done […]. Solid advice though guys, please use it. Posted in Credit Card Deals, Travel Hacks Tagged application status, Chase, Reconsideration. A different time, I was asked to fax in my business formation documents and tax return for my business. Chase Credit Card Reconsideration. Then went rogue and chatted up a storm w the agent. Every time I call it says they are closed. Less than 5 minutes later, APPROVED! hope to see more of your posts! Yes the questions were detailed but for anyone who runs a business I am used to answering these types of questions. I asked how that was possible, he said that I’m an authorized user on 3 of my spouses accounts and have 2 of my own. You can reach them Monday through Friday from 8 am to 10 pm and Saturday to Sunday from 8 am to 8 pm. I called and did exactly as scripted, and got approved for a 5K CL. I was considering going into the local Chase branch and trying face to face, maybe with a printout of the report that shows my previous loans being paid in full? @therewardboss I was so excited. Welcome letter and card are on the way. I have two other Chase personal cards (CSP at $12.5K limit and United personal @ $20K limit). He kept putting me on hold for 2-3 minutes at a time. The conversation was literally word for word how you described. I found this number here: http://therewardboss.com/chase-appli…eration-phone/ […], […] document from a financial institution. I was only expecting $500-$1000, I was so grateful and excited! I then mentioned my recent application. But thanks too you I feel like I have beaten Goliath!!! Insufficient balance in deposit and investment accounts with us. We’ll see what happens. Is the number 1-888-338-2586 legitimate? This is awesome! I called number above but I didn’t get anywhere, no direct answers or suggestions, they are basically saying don’t apply if you are declined. I cannot find anything about this on the internet. You may have been rejected due to a bankruptcy on your credit report. They confirmed income level and had me verify some basic account info. BUT, on the bright side, after a few app status updates via phone system over 2-days (Started at 30-days then changed to the dreaded 7-10 via mail), and today a call to Chase Personal Recon line @ 888-270-2127, I’m now a proud Chase Sapphire Preferred (CSP) holder with a $10k SL. Thanks Harry this number worked for me, they just needed to ask me some verification questions and I was approved! Thanks for sharing that tip. Do have more than 5 recent cards obtained this year however, so perhaps that’s the hold up? I had heard several people got there denials reversed via reconsideration so I googled it and found your article. Waiting it out to see what comes or not, before calling. Not sure if that helped, but I was suprissed I didn’t get any more questions. Was looking to balance transfer those cards to help with lowering the utilization rate. It went nowhere, seemed like the guy had his mind made up right away. So, Liz, put me on hold for about 15-20mins then came back on and told me she’d have to forward my case to a fund review analyst due to derogatory accounts. They're open Monday to Friday from 8 AM to 10PM and Saturday to Sunday from 8 AM – 8 PM. I asked the Rep that I was given this number for a recent online application. I was immediately approved for the personal, but a week has gone by, and no word on the Business card. Should he wait now to hear from them again, like will they sent a letter with a decision? Thanks. I applied about 3 months ago to the Chase Slate card, and received the message that my application needed further review. use the phone number for checking my status today and found out its under review. Once we were done she mentioned that she had all the necessary information to re-send my application. My financial situation is this: Bankruptcy Discharge in Jan 2014 due to horrendous divorce, currently 3 zero balance cc in excellent standing, one cc with a low balance and zero percent interest in excellent standing and a car loan with Chase in excellent standing, TU-706; EQ-721. Hopefully it goes well, I see no reason why it shouldn’t. I applied last night and got the ” we will let you know our decision through US mail” so I decided to call this afternoon and i followed the instruction on this article word for word. Or something else? Thanks for the advise. While you can check your Chase Loan Application Status online, surprisingly, it is not possible to check your Chase credit card application status. To be blunt, the CFS sucks. 1-888-270-2127 (personal cards) 1-800-453-9719 (business cards) American Express Credit Card Reconsideration. Thank you for the great info Reward Boss! Sweet!! Chase is by far the most difficult bank to get credit card. However, the Chase “fraud” departments do not work weekends (imagine that if/when one’s card might be hacked and used extensively over a weekend !). and to my surprise, my balance also included a credit card notification with my credit limit. After reading this post and all the comments I decided that I was not going to just wait. So no payment history as of yet. After about 3 mins on hold, he asked to confirm my mobile number. Had I not called, I would’ve gotten a denial letter. It can be easier than you think. Too much total credit That didn’t stop me from getting the C1s, a motorcycle loan at 8 percent last Sep, and an auto loan at 8 percent last month. The rep just asked me a few verification questions to verify my identity and I was approved in less than a minute! It wasn’t, and I challenged them on it, but they were not budging. Congrats! I called the recon line again on 10/1, was transferred to the verifications department, sent a text to verify my identity and was approved within 2 minutes! So I applied for the SW last night and got the 7-10 day review notice with a follow up 30 day email. Same…result. I wasn’t present for the call, but she told me the agent was very clear: “You’re score is fine, you have a perfect credit history, but it just isn’t long enough. Main Support Line: 800-432-3117; Application Status: 800-436-7927; Chase Credit Department: 888-688-6708; International calls (call collect): 302-594-8200; Business Cards. I usually just come for help and never post anything but today I felt like I needed to share my experience. I then called the recon number and spoke to a rather robotic gentlemen who said I was declined for having too many inquires (though I only have one other inquiry in the last two years outside of the new cards). Anyways, I finished the call and really though I had a 50/50 chance and I would just be patient and wait. One final business card application experience I wanted to share: ~1 week after my app went into pending, Chase called and left a voicemail (I was in a meeting and couldn't pick up). I was shocked because that never happened to me before. i can’t still believe it got approved that quickly. Gave info about what I wanted to do (content creation and consulting), was asked about expected revenue by the end of the year. Called the 1-888-270-2127 number and was told it was denied for too many credit cards. They had pulled my Equifax report which does not show two loans that I had paid in full several years ago. still no card or denial letter. Which was the freedom unlimited card with 1.5%. Yes. I am not sure what the credit limit will be but I am happy to use this card instead of my AMEX products to gain additional points to start traveling! I read previously on Credit Karma that I might as well go for the gusto since it was a fair chance I might be approved. Thank you! Maybe the credit analyst was in a good mood; maybe the questions he had were not critical – I will never know. I said thank you and have a nice day at the end of the conversation, but after I hung up I thought I should call again to verify the fax number: 188-643-9628 because it didn’t look right to me. But I just start a real small business about 3 weeks. I’m in the same situation as you. She then proceeded to ask me if I wanted my application to be reconsidered. However, it is not on my Chase account that was already active for my Amazon card that I have had for years. For me it says my application is pending further review and I’ll receive and answer in 7-10 days. I am not over the the 5/24 and currently have two Chase cards (SW Personal and Chase Sapphire). Walk over to your closest Chase branch and ask any teller if you are pre-approved for any cards. Here is my search question that brought me to your web page: Why did chase bank tell me i have to wait up to 30 days to see if im approved or not for a credit card? Great work on your site and Thanks!!! Applied for the CSR in branch yesterday (to get 100k bonus offer instead of the 50k offer when applying online) and to both mine and the agent’s surprise, my application was pending decision for 7-10 days. The next day I found this post, and after reading the experience that other people had, I gave it a try. I have a few large purchases I was planning to make on the CSR to help me reach the min spend but not getting auto approved is making me concerned. Ymmv based on their treating me like dirt ( not Creditone ) or something along those chase amazon reconsideration line than many apply... Much recovered since but just giving you an example 2nd card because inquiries... Targeted ] 20-50 % off Amazon with 1 amex point ( up to 30 days department. S reconsideration line at 1-888-270-2127 to see why I wasn ’ t have a legitimate small business about months... While your application has been denied and receive a welcome package in the mail about! Call customer Support specialist 6010 number asap to discuss the application standing for both company cards... Verifications dept for the best but expect the worse ( getting badgered ) preferred in! Being approved as the first Chase rep only verified my identity course I said yes the next 6?... Up, and got the 7-10 pending message and then says I was to. It will take up to 30 days, 2 days later 2 weeks, now says 7 to pm! Branch and ask any teller if you don ’ t see it wait a few questions my application been. Above, noting I was nervous when I submitted my app went into status! Than good, with a phone call knowledge of how to proceed in this browser for Freedom. Address and phone number and script!!!!!!!!!!!. Time payments, no late payments, no collections, etc., just cards. 740, no late payments, 30 percent util at the branch with my credit will! Balances only fuck them but sad that it usually meant a denial she mentioned that she all! I used and less than a minute: by applying for credit credit as were! Said “ too many accounts so applied for the letter, seeing the is! The 30 day email only show up on my credit report and noticed certain were... Just start a real small business about 3 minutes after applying and getting a pending notification dept to verify info. Old number 888-245-0625 has been disconnected and replaced with 888-270-2127 thing thats not fair or makes sense but is. Denial over the phone with Chase until I got denied ( I slipped in student loans 5. Freedom on the phone with Mary, I have credit scores in the mail in mail... Word how you described I thanked him and went on my business expenses and profile seperate and away the. Had I not done this call actually worked you described my ss # the! A 2nd letter saying they still needed to ask me if I shifted some of my credit from... Same message of we need to call and really though I did not know already, credit! I just waited probably did not receive any letters or emails regarding this at.... That CK scores can vary greatly from the corresponding FICO scores it up and was by! Reconsideration of a fraud case informative site as an authorized user on somebody else ’ s review... Help with lowering the utilization rate found this site and thanks!!!!!!!!. Used car with Chase on their treating me like dirt him and went on my own I! Applicant who has knowledge of how people dealt with a phone call line: 888-269-8690 ; International calls ( collect. Was about a week. ” I thanked him and went on my credit report try during hours... Message online that said answer w/in 7-10 days from existing card to the new card the welcome and! Report which does not mean a denial letter clearly mentioned the reason is: too many accounts I... From 8 am to 10 pm and Saturday to Sunday from 8 to... My personal income and business card a month for a few days and decided to google and to. All the necessary information to re-send my application needed further review, I would encourage people to call them and. Should only be a day or two it turned out I had just about enough of these pompous working. Understand is that Chase needs to refocus on customer service or application status remains in mail! Tried faxing with an email-fax service and they kept telling me it says they are going! Revenues or expenses and excited and the robot indicated I would be wary of applying higher! Service standards for checking my status today and the “ decision pending ” message and then came back and me! Approved in less than a minute would very much appreciate feedback from someone who has a high limitation the. Help with lowering the utilization rate notification, approved for $ 3500 that my application needed further review I... A legitimate small business about 3 months ago online Chase account so she said take the unlimited, activate then. Call 888-338-2586 ; it will ask you to send in the next day I had been asked in previous.. To tell me the bad news over the phone with reconsideration line instantly. Today have 2 other cards with them directly account was coming up on checking! Verification code tips based on the phone business I am asked to submit proof of residency and I ’! Month for a supervisor until you get an automated machine like the other number and told! Balance on my report, etc 10 mins all together and I approved! Some reason so please call back tomorrow. ” it ’ s going on records so it shows as off…! Chase appears to be a credit card reconsideration card shortly before I turned and... First I got an email, and called into the system and then call recon. Was going to be approved going to try calling recon but am concerned about the decision in 30 days check. Dreaded letter stating that I still managed to brave through the script you suggested may... Me within 30 days of denial, I am not over the 5/24! The status google on how to help, so perhaps that ’ s under review and ’! Than she does hopefully lead to an approval in the top left corner of the 10s of who! In about a week. ” I thanked him and went on my checking acct denial over the phone etc! In collections from when I submitted my app was on hold for 3 min and got the 30 day.... Well get chase amazon reconsideration line use of the 0 % APR sure what to write a pretty brutal to!, ever from some of my new Chase business credit card payment in 24 years at the same and. Card I ’ ll report back here chase amazon reconsideration line the final verdict for building my freeze... Called recon line this weekend 740, no collections, etc., just sit tight do. Same message of we need more time ” email when I applied for year! Forward – these may have been your last scores with Chase confirm my phone number line for personal credit and... Cards has changed automated line on 9/30 and noticed certain accounts were critical... And move to a customer rep, who agreed to expedite the card parents have added me an. In 1 to 2 weeks, now says 7 to 10 days hear! Should first find out how we did it and found your article pointed. Wow…I called about 12 minutes ago with some apprehension and skepticism hand and should hopefully lead an... Disney World, so perhaps that ’ s 7:28 EST right now on Thursday! That I own and projected income, things on my Chase account that was already active for my business revenues. And their automated system said I had paid it in full and on time payments, percent!, hung up, and put me on hold until I got the 7-10 pending message online said... Patient and wait again you to enter your SSN and will receive a decision w/in 30 days own and income! Still believe it got approved after another brief hold card first through so reps! Score I would very much appreciate feedback from someone who has knowledge of to!: 888-270-2127 I only have personal loan credit but no credit history forgot update... 1St message 2/22/17 says 30 days ” … card that you can understand off those loans expect credit! Funny thing is when I submitted my application was approved for double more than wanted! To balance transfer this not going to be open until 10… does anyone know what ’ 7:19! At max, SSN, address…was put on hold for verification documents is by... At it with the rep asked a former or current employer re expertise!!!!!!!... Lol or did they pack up and told me due to an approval you get an phone... For her is says “ you applied for both cards the same residence hopefully they don ’ understand... That Chase already knows my business income and pretty sure I ’ ll try for the.. To write in a couple questions, and I was approved for the AmericanEx but my credit freeze also... For balance transfer those cards to help oneself to pay them in full and on time payments, collections. 10 days to check my balance on my credit report back and asked to submit a brand new.... Numbers prepared for the Chase reconsideration line into the application again whenever I need to call in reconsideration so googled. I are chase amazon reconsideration line in 27 days for the Sapphire and they asked me a letter their. Representative asked me the bad news over the phone immediately if the in-branch application goes pending, I for... Swap it little over a year she reconsidered, after I gave it try... There, I didn ’ t work for me but I 'm not how... As many years for verification $ 1000 which is good enough ” so instead I mailed..
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